1.
Grant.
Subject to the terms of this EULA, Cornerstone grants you a limited,
revocable, non-exclusive, and nontransferable right to access and use the LoanFly
App strictly in accordance with the then-current LoanFly App user documentation,
as may be modified from time to time.
2.
User
Registration. In order to access and use certain areas or features
of the LoanFly App, you may need to agree to additional terms and conditions, provide
certain information; and/or answer certain questions. Each registration is for
a single user only. You agree to (a) provide accurate, current and complete
information, (b) maintain and promptly update, as necessary, your information,
(c) be responsible for the acts or omissions of any third party who has
authority to access or use the LoanFly App on your behalf, and (d) immediately
notify us if you discover or otherwise suspect any security breaches related to
the LoanFly App. If you provide information that is untrue, inaccurate, not
current or incomplete, we may suspend and/or terminate your current or future
use of the LoanFly App. By providing information and/or answering questions,
you also consent to receive electronic communications from Cornerstone (e.g.,
via email or by posting notices to the LoanFly App). You should maintain copies
of electronic communications from us by printing a paper copy or saving an
electronic copy. We may also send you promotional communications via email,
including, but not limited to, newsletters, special offers, surveys and other
news and information we think will be of interest to you. You may opt out of
receiving these promotional emails at any time by following the unsubscribe
instructions provided therein.
3.
Restrictions. End
User shall not:
(a) Use the
LoanFly App in any way that fails to comply with applicable law or this EULA;
(b) Impersonate
another person, misrepresent your affiliation with another person or entity, or
make any representation to any third party under false pretenses;
(c) Copy, modify,
translate, adapt, or otherwise create derivative works or improvements of the LoanFly
App;
(d) Reverse
engineer, disassemble, decompile, decode, or otherwise attempt to derive or
gain access to the source code of the LoanFly App or any part thereof;
(e) Remove,
delete, alter, or obscure any trademarks or any copyright, trademark, patent,
or other intellectual property or proprietary rights notices from the LoanFly
App, including any copy thereof;
(f) Rent,
lease, lend, sell, sublicense, assign, distribute, publish, transfer, or
otherwise make available the LoanFly App, or any features or functionality of
the LoanFly App, to any third party for any reason;
(g) Use the
LoanFly App to stalk, threaten, or otherwise violate the rights of others,
including without limitation others’ privacy rights or rights of publicity;
(h) Remove,
disable, circumvent, or otherwise create or implement any workaround to any
copy protection, rights management, or security features in or protecting the LoanFly
App; or
(i) Use the
LoanFly App in any situation where such use could lead to death or serious
bodily injury of any person, or to severe physical, environmental, or financial
damage.
4.
Intellectual
Property.
You acknowledge and agree that the right to access and use the LoanFly App is
provided as a services offering, and not sold, to you. You do not acquire any
ownership interest in the LoanFly App under this EULA, or any other rights
thereto other than to use the LoanFly App in accordance with the rights
granted, and subject to all terms, conditions, and restrictions, under this
EULA. Cornerstone and its licensors, vendors, and service providers reserve
and retain their entire right, title, and interest in and to the LoanFly App,
including all copyrights, trademarks, and all other intellectual property
rights therein or relating thereto. The LoanFly App and its entire contents,
features, and functionalities, including without limitation, all information,
software, text, displays, images, video, and audio, and the design, selection
and arrangement thereof, are owned by Cornerstone and its licensors. The LoanFly
App and its content are copyrighted, and any unauthorized use of the LoanFly
App may violate copyright, trademark, and other laws, in addition to
constituting a material breach of this EULA. There are several proprietary
logos, service marks, trademarks, slogans, and product designations found on
the LoanFly App (collectively, “Marks”). By making these Marks available on the
LoanFly App, Cornerstone is not granting you any rights to use the Marks in
any fashion. Access to and use of the LoanFly App does not confer upon you any
rights under any of Cornerstone ’s or any third party’s intellectual property
rights, including, without limitation, to the Marks. Cornerstone ’s Marks may
be used publicly only with prior written permission from Cornerstone .
5.
Collection
and Use of Your Information. You acknowledge that when you access or
use the LoanFly App, Cornerstone may use various means to collect information
about you and your use of the LoanFly App. You also may be required to provide
certain information about yourself as a condition to accessing or using the LoanFly
App or certain of its features or functionality. All information we collect
through or in connection with this LoanFly App is subject to our Privacy
Policy, available at https://www.houseloan.com/privacy-notice/. By using and
providing information to or through this LoanFly App, you consent to all actions
taken by us with respect to your information in compliance with the Privacy
Policy.
6.
Consent
to Use Data. You expressly acknowledge and agree that the LoanFly
App, including, without limitation, the content and services provided in
connection therewith, are provided for your use on behalf of Cornerstone. You
hereby agree that Cornerstone may collect and use technical information
gathered in connection with your use of the LoanFly App and any support
services that may be provided to you, if any, to improve Cornerstone ’s
products, including the LoanFly App, or to provide customized services or
technologies to you. You hereby agree that all general,
anonymized or otherwise aggregated information from your use of the LoanFly App
are and will remain the property of Cornerstone and that Cornerstone
may use and disclose such anonymized or otherwise aggregated information in a manner
permitted under applicable law.
7.
User
Content.
You are solely responsible and liable for all data, information and other
materials (“User Content”) that you submit, upload, post, e-mail or otherwise
transmit (“Transmit”) in connection with the LoanFly App. In addition, we have
no control over, and shall have no liability for, any damages resulting from
the use (including without limitation, republication) or misuse by any third
party of information made public through the LoanFly App. IF YOU CHOOSE TO
SUBMIT TO US, OR OTHERWISE MAKE ANY USER CONTENT PUBLICLY AVAILABLE, YOU DO SO
AT YOUR OWN RISK AND WE SHALL HAVE NO LIABILITY THEREFOR. You agree that you
will not, and will not permit anyone else to, directly or indirectly: (a)
Transmit any User Content that is unlawful, harmful, threatening, abusive,
hateful, obscene, harassing, tortious, defamatory, libelous, slanderous,
pornographic, profane, vulgar, offensive, lewd, invasive of another’s privacy
or racially, ethnically or otherwise objectionable; (b) Transmit any User
Content: (i) that you do not have the right to Transmit, under any law or
contractual or fiduciary relationships, including, without limitation, any
inside information or proprietary or confidential information; (ii) that
infringes any patent, copyright, trademark or other intellectual property right
or misappropriates any trade secret or right of privacy of any third-party;
(iii) that constitutes unsolicited or unauthorized advertising or promotional materials,
“spam,” “chain letters,” or pyramid schemes; or (iv) that contains any software
routine, code, instruction or virus that is designed to disable, delete,
modify, damage or erase software, hardware or data; or (c) forge headers or
otherwise manipulate identifiers in order to disguise any User Content
Transmitted through the LoanFly App. Although we have no obligation to screen,
edit or monitor User Content, we reserve the right, and have absolute
discretion, to remove, screen or edit User Content posted or stored on the LoanFly
App at any time and for any reason, and you are solely responsible for creating
backup copies of and replacing any User Content you post or store on the LoanFly
App at your sole cost and expense.
8.
Feedback.
Separate and apart from User Content, you can submit questions, comments,
suggestions, ideas, original or creative materials or other information
about Cornerstone, or the LoanFly App (collectively, “Feedback”).
Feedback shall become the sole property of Cornerstone. Cornerstone shall
own exclusive rights, including, without limitation, all intellectual property rights,
in and to Feedback and shall be entitled to the unrestricted use and
dissemination of Feedback for any purpose, commercial or otherwise, without
acknowledgment or compensation to you.
9.
Requirements. The LoanFly
App is provided for access and use only by persons who are of legal age to
enter into a binding agreement in their jurisdiction of residence. If you are located outside of the United States, you
acknowledge that you may not be able to access all of the LoanFly App, and that
access thereto may not be legal by certain persons or in certain jurisdictions.
If you access the LoanFly App from outside the United States, you are
responsible for compliance with any laws applicable to you and/or your use of
the LoanFly App.
10. Updates. Cornerstone
may from time to time in its sole discretion develop and provide LoanFly App
updates, which may include upgrades, bug fixes, patches, other error
corrections, and/or new features (collectively, including related
documentation, “Updates”). Updates may also modify or delete in their
entirety certain features and functionality. You agree that Cornerstone has no
obligation to provide any Updates or to continue to provide or enable any
particular features, functionality, or accessibility of the LoanFly App. If you
wish to use the LoanFly App after Cornerstone releases one or more Updates,
you agree that all Updates will be deemed part of the LoanFly App, and your
continued access and use of the LoanFly App indicates your express consent to
all terms and conditions of this EULA.
11. Third-Party
Materials and Products. The LoanFly App may display, include, or
make available third-party content (including data, information, apps, and
other products, services, and/or materials) or provide links to third-party
websites or services, including through third-party advertising (“Third-Party
Materials”). You acknowledge and agree that Cornerstone is not
responsible for Third-Party Materials, including their accuracy, completeness,
timeliness, validity, copyright compliance, legality, decency, quality, or any
other aspect thereof. Cornerstone does not assume and will not have any
liability or responsibility to you or any other person or entity for any
Third-Party Materials. Third-Party Materials and links thereto are provided
solely as a convenience to you, and you access and use them entirely at your
own risk and subject to such third parties’ terms and conditions.
12. Term
and Termination.
The
term of this EULA commences when you first access and/or use the LoanFly App
and will continue in effect until terminated by you or Cornerstone as set
forth herein. You may terminate this EULA by terminating all access and use of
the LoanFly App. Cornerstone may terminate this EULA and your access and use
of the LoanFly App at any time, without notice, and in its sole discretion. In
addition, this EULA will terminate immediately and automatically without any
notice if you violate any of the terms and conditions of this EULA. Upon
termination:
(a) All
rights granted to you under this EULA will also terminate; and
(b) You will
cease all use of the LoanFly App and delete all copies of the LoanFly App from
your electronic devices.
Termination
will not limit any of Cornerstone’s rights or remedies at law or in equity. Any
section of this EULA which should reasonably survive will survive after
termination.
13. Disclaimer
of Warranties. YOUR USE OF THE LOANFLY APP IS ENTIRELY AT YOUR OWN
RISK. THE LOANFLY APP, INCLUDING, WITHOUT LIMITATION, THE CONTENT AND SERVICES
PROVIDED IN CONNECTION THEREWITH, ARE PROVIDED “AS IS” AND WITH ALL
FAULTS AND DEFECTS WITHOUT WARRANTY OF ANY KIND. TO THE MAXIMUM EXTENT
PERMITTED UNDER APPLICABLE LAW, Cornerstone,
ON ITS OWN BEHALF AND ON BEHALF OF ITS AFFILIATES AND ITS AND THEIR
RESPECTIVE LICENSORS, SUCCESSORS AND ASSIGNS EXPRESSLY DISCLAIMS ALL
WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, WITH RESPECT TO
THE LOANFLY APP, INCLUDING ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS
FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT, AND WARRANTIES THAT MAY
ARISE OUT OF COURSE OF DEALING, COURSE OF PERFORMANCE, USAGE, OR TRADE
PRACTICE. WITHOUT LIMITATION TO THE FOREGOING, CORNERSTONE PROVIDES NO
WARRANTY OR UNDERTAKING, AND MAKES NO REPRESENTATION OF ANY KIND THAT THE LOANFLY
APP WILL MEET YOUR REQUIREMENTS, ACHIEVE ANY INTENDED RESULTS, BE COMPATIBLE,
OR WORK WITH ANY OTHER SOFTWARE, APPS, SYSTEMS, OR SERVICES, OPERATE WITHOUT
INTERRUPTION, MEET ANY PERFORMANCE OR RELIABILITY STANDARDS, BE ERROR-FREE, THAT
ANY ERRORS OR DEFECTS CAN OR WILL BE CORRECTED, OR THAT THE OPERATION OF THE LOANFLY
APP WILL NOT AFFECT OR HARM YOUR DEVICE OR OTHER SOFTWARE, SYSTEMS, OR
SERVICES. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF OR LIMITATIONS ON
IMPLIED WARRANTIES OR THE LIMITATIONS ON THE APPLICABLE STATUTORY RIGHTS OF A
CONSUMER, SO SOME OR ALL OF THE ABOVE EXCLUSIONS AND LIMITATIONS MAY NOT APPLY
TO YOU.
14. Limitation
of Liability.TO THE MAXIMUM EXTENT PERMITTED UNDER APPLICABLE LAW,
IN NO EVENT WILL CORNERSTONE OR ITS AFFILIATES, OR ANY OF ITS OR THEIR
RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, SHAREHOLDERS, AGENTS, LICENSORS,
SUCCESSORS, OR ASSIGNS (COLLECTIVELY, THE “RELEASEES”) HAVE ANY
LIABILITY ARISING FROM OR RELATED TO THIS EULA OR YOUR USE OF OR INABILITY TO
USE THE LOANFLY APP FOR:
(a) PERSONAL
INJURY, PROPERTY DAMAGE, LOST PROFITS, COST OF SUBSTITUTE GOODS OR SERVICES,
LOSS OF DATA, LOSS OF GOODWILL, BUSINESS INTERRUPTION, COMMERCIAL DAMAGES OR
LOSSES, COMPUTER FAILURE OR MALFUNCTION, OR ANY OTHER CONSEQUENTIAL,
INCIDENTAL, INDIRECT, EXEMPLARY, SPECIAL, MULTIPLE, OR PUNITIVE DAMAGES; AND
(b) DIRECT
DAMAGES IN AMOUNTS THAT IN THE AGGREGATE EXCEED THE AMOUNT ACTUALLY PAID BY YOU
FOR THE LOANFLY APP (COLLECTIVELY, “DAMAGES”).
THE
FOREGOING LIMITATIONS OF LIABILITY WILL APPLY WHETHER SUCH DAMAGES ARISE OUT OF
BREACH OF CONTRACT, TORT (INCLUDING NEGLIGENCE), OR OTHERWISE AND REGARDLESS OF
WHETHER SUCH DAMAGES WERE FORESEEABLE OR CORNERSTONE WAS ADVISED OF THE
POSSIBILITY OF SUCH DAMAGES. SOME JURISDICTIONS DO NOT ALLOW CERTAIN
LIMITATIONS OF LIABILITY SO SOME OR ALL OF THE ABOVE LIMITATIONS OF LIABILITY
MAY NOT APPLY TO YOU.
15. Waiver
and Release. YOU ACKNOWLEDGE THAT YOU ARE VOLUNTARILY ACCESSING
AND/OR USING THE LOANFLY APP, INCLUDING, WITHOUT LIMITATION, THE CONTENT AND
SERVICES PROVIDED IN CONNECTION THEREWITH, AND AGREE TO:
(a) ACCEPT
AND ASSUME ANY AND ALL RISKS OF DAMAGES, WHETHER CAUSED BY THE NEGLIGENCE OF CORNERSTONE
OR OTHERWISE; AND
(b) EXPRESSLY
WAIVE AND RELEASE ANY AND ALL CLAIMS, NOW KNOWN OR HEREAFTER KNOWN, AGAINST CORNERSTONE
AND ALL OTHER RELEASEES ARISING OUT OF OR ATTRIBUTABLE TO THE ACCESS AND/OR
USE OF THE LOANFLY APP. YOU COVENANT NOT TO MAKE OR BRING ANY SUCH CLAIM
AGAINST CORNERSTONE OR ANY OTHER RELEASEE, AND FOREVER RELEASE AND DISCHARGE CORNERSTONE
AND ALL OTHER RELEASEES FROM LIABLITY UNDER SUCH CLAIMS.
16. Indemnification. You
agree to indemnify, defend, and hold harmless Cornerstone and all other
Releasees from and against any and all losses, damages, liabilities,
deficiencies, claims, actions, judgments, settlements, interest, awards,
penalties, fines, costs, or expenses of whatever kind, including attorneys’
fees and expenses, arising from or relating to your use or misuse of the LoanFly
App or your breach of this EULA, including, without limitation, the content you
submit or make available through this LoanFly App.
17. Export
Regulation.
The LoanFly App may be subject to U.S. export control laws, including the
U.S. Export Administration Act and its associated regulations. You shall
not, directly or indirectly, export, re-export, or release the LoanFly App to,
or make the LoanFly App accessible from, any jurisdiction or country to which
export, re-export, or release is prohibited by law, rule, or regulation. You
shall comply with all applicable laws, regulations, and rules, and complete all
required undertakings (including obtaining any necessary export license or
other governmental approval), prior to exporting, re-exporting, releasing, or
otherwise making the LoanFly App available outside the US.
18. Modifications
to this EULA. Cornerstone reserves the right to modify this EULA
and to add new or additional terms or conditions on your use of the LoanFly App
from time to time in its sole discretion. Such modifications and additional
terms and conditions will be effective immediately and incorporated into this
EULA. Your continued use of the LoanFly App will be deemed acceptance of any
new or additional terms or conditions on your use of the LoanFly App.
19. Force
Majeure.
You acknowledge that Cornerstone relies on third-party providers in the
delivery of the LoanFly App and the content and services provided in connection
therewith, including, without limitation, wireless data network providers, and
that Internet service is subject to transmissions limitations and dropped or
interrupted transmissions. Internet may be temporarily refused, limited,
interrupted, or curtailed because of government regulations or orders,
atmospheric and/or topographical conditions, and Internet system modifications,
repairs, and upgrades. You agree that Cornerstone shall not be liable for, and
to hold Cornerstone harmless for any losses, damages, or interruptions
sustained as a result of interruptions caused by Internet providers or any
other third-party data network provider.
20. Severability. If
any provision of this EULA is illegal or unenforceable under applicable law,
the remainder of the provision(s) will be amended to achieve as closely as
possible the effect of the original term and all other provisions of this EULA
will continue in full force and effect.
21. Governing
Law.
This EULA is governed by and construed in accordance with the internal laws of
the State of Texas without giving effect to any choice or conflict of law
provision or rule. Except as otherwise provided herein, the exclusive forum for
the resolution of any dispute relating to this EULA shall be in the state
courts in Texas, U.S.A., or the United States District Court for the Southern
District of Texas, and each of the parties agrees to personal jurisdiction of
such courts with regard to any dispute relating to the EULA, and you agree to
service of process on you by e-mail to the address you have submitted on the LoanFly
App, if any, and by any other means permitted by law.
22. Arbitration
and Class Action Waiver. PLEASE READ THE FOLLOWING SECTION
CAREFULLY BECAUSE IT REQUIRES YOU TO ARBITRATE CERTAIN DISPUTES AND CLAIMS WITH
CORNERSTONE AND LIMITS THE MANNER IN WHICH YOU CAN SEEK RELIEF FROM US. YOU
AND CORNERSTONE AGREE THAT ANY DISPUTE, CLAIM OR CONTROVERSY ARISING OUT OF OR
RELATING IN ANY WAY TO THIS EULA OR THE LOANFLY APP SHALL BE FINALLY DECIDED BY
BINDING ARBITRATION UNDER THE RULES OF THE AMERICAN ARBITRATION ASSOCIATION
GOVERNING CONSUMER DISPUTES. Arbitration uses a single, neutral arbitrator to
decide a dispute (instead of a judge or jury); arbitration allows for more
limited discovery than in a court case; and the arbitration process and result
is subject to very limited review by courts. In an arbitration you have the
right, at your expense, to be represented by an attorney of your choosing.
Arbitrators can award the same damages and relief under the EULA that a court
can award under the EULA. You and Cornerstone agree that any in-person
arbitral hearing would occur in the United States in the same county and state
or province as your billing address. Cornerstone further agrees that your
filing fee for an arbitration will be capped at the amount set by the American
Arbitration Association. You agree that, by agreeing to the EULA, the U.S.
Federal Arbitration Act governs the interpretation and enforcement of this provision,
and that you and Cornerstone are each waiving the right to a trial by jury or
to participate in a class action. This arbitration provision shall survive
termination of the EULA and the termination of your use of the services.
REGARDLESS OF THE FORUM, YOU AND CORNERSTONE AGREE THAT EACH MAY BRING CLAIMS
AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A
PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING.
Further, unless both you and Cornerstone agree otherwise in writing, the
arbitrator may not join or consolidate more than one person’s claims with your
claims, and may not otherwise preside over any form of a representative or
class proceeding. If this specific provision is found to be unenforceable, then
the entirety of this arbitration provision shall be null and void. The
arbitrator may award declaratory or injunctive relief only in favor of the
individual party seeking relief and only to the extent necessary to provide
relief warranted by that party’s individual claim.
23. Limitation
of Time to File Claims. ANY CAUSE OF ACTION OR CLAIM YOU MAY
HAVE ARISING OUT OF OR RELATING TO THIS EULA OR THE LOANFLY APP MUST BE
COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES OTHERWISE SUCH
CAUSE OF ACTION OR CLAIM IS PERMANENTLY BARRED.
24. Remedies.
Except as provided in in this EULA, the parties’ rights and remedies under this
EULA are cumulative. You acknowledge that the LoanFly App contains valuable
trade secrets and proprietary information of Cornerstone , that any actual or
threatened breach of this EULA will constitute immediate, irreparable harm to Cornerstone
for which monetary damages would be an inadequate remedy, and that injunctive
relief is an appropriate remedy for such breach. In any action or other
proceeding brought under this EULA, the prevailing party shall be entitled to
recover from the non-prevailing party, and the non-prevailing party shall pay
the prevailing party’s reasonable attorneys’ fees, costs, and expenses, in each
of the foregoing cases, that are incurred in connection with such action,
arbitration, or proceeding.
25. Entire
Agreement.
This EULA, our Privacy Policy, and any other agreement(s), documentation,
and/or disclaimers made available in connection with your access and/or use of
the LoanFly App are hereby incorporated by reference, and constitute the entire
agreement between you and Cornerstone with respect to the LoanFly App, and
supersede all prior understandings whether written or oral, with respect to the
LoanFly App.
26. Waiver. No
failure to exercise, and no delay in exercising, on the part of either party,
any right or any power hereunder shall operate as a waiver thereof, nor shall
any single or partial exercise of any right or power hereunder preclude further
exercise of that or any other right hereunder. In the event of a conflict
between this EULA and any applicable purchase or other terms, the terms of this
EULA shall govern.
27. App
Marketplaces. The LoanFly App shall be majority deployed via the
Apple AppStore and Android Marketplace. Use of the LoanFly App is subject to
terms and conditions imposed by the host environment, Apple Inc., and/or Google
LLC, respectively. End User shall reasonably cooperate with Cornerstone’s
efforts to comply with such terms. This EULA conforms to Apple’s App Store
Terms of Service as of the effective date. This EULA is concluded between
Cornerstone and End User only, and not with Apple. Apple, and Apple’s
subsidiaries, are third party beneficiaries of the EULA, and upon the End
User’s acceptance of the terms and conditions of this EULA, Apple will have the
right (and will be deemed to have accepted the right) to enforce the EULA
against the End User as a third party beneficiary thereof. Cornerstone, not
Apple, is solely responsible for the LoanFly App and the content thereof, and
Cornerstone shall be responsible for addressing any claims of the End User or
any third party relating to the LoanFly App or End User’s possession and/or use
of the LoanFly App, including, but not limited to: (i) product liability
claims; (ii) any claim that the LoanFly App fails to conform to any applicable
legal or regulatory requirement; and (iii) claims arising under consumer
protection, privacy, or similar legislation. In the event of any third party
claim that the LoanFly App or End User’s access and/or use of the LoanFly App
infringes that third party’s intellectual property rights, Cornerstone, not
Apple, will be solely responsible for the investigation, defense, settlement
and discharge of any such intellectual property infringement claim. End User
represents and warrants that: (a) it is not located in a country that is
subject to a U.S. Government embargo, or that has been designated by the U.S.
Government as a “terrorist supporting” country; and (b) it is not listed on any
U.S. Government list of prohibited or restricted parties. Apple has no
obligation whatsoever to furnish any maintenance and support services with
respect to the LoanFly App. In the event of any failure of the LoanFly App to
conform to any Applicable warranty, End User may notify Apple, and Apple will
refund the purchase price for the LoanFly App to End User; and, to the maximum
extent permitted by Applicable law, Apple will have no other warranty
obligation whatsoever with respect to the LoanFly App, and any other claims,
losses, liabilities, damages, costs or expenses attributable to any failure to
conform to any warranty will be Cornerstone’s sole responsibility.
28. Contact. If
you have any questions regarding this EULA or the LoanFly App, please contact: consumerconcerns@houseloan.com
or 855.937.0771.